Yes I realise I've quoted zip 2020 to apt 2019 figures you doofus.... that is my whole point.
afterpay is grossly over valued or zip grossly under valued as when you compare these two companies at these two time points zip generated the same revenues as afterpay, but it's valued market cap of 3.4 billion vs afterpay 7.7 billion. So yeah afterpay seems overbought based on its peers