Why has the SP dropped for the 3rd day today?, page-38

It is such as easy way to engage with people who owe you money. Most of us are addicted to phones. If you owe money and that text message comes in you will only ignore it for so long. The fact the user can select their repayment terms puts them in control and gives them empowerment, that alone is a psychological win. Such as simple idea but this has the potential to turn debt recovery on its head. The old paper trail and debt collector letters are a thing of the past. The medium-long term future of this company looks phenomenal.