"The prohibition on borrowing makes it very impractical to have property in a super fund, unless you set up some really tricky complicated structure or have really large amounts of money."
If you want to mix personal or business funds and super funds in an investment you can. You clearly don't understand the system.
Australians can easily afford 15% especially with the lower tax rates on low incomes, a plethora of social services, tax offsets etc.
