Its not available in Australia yet so thats a moot point. I've been using goodments as a shareholder and giving feedback on the latency and usability, they are pretty receptive to feedback.
Andy taylor has been pretty clear about the target market, and stated the sweet spot for users is the 25-30 year old space.
Jars, auto pilot, auto savings, BNPL, Crypto is what their target market is looking at and i dont know any bank that is looking to be a one stop shop with their app. It likely will be very useful for those not financially literate.
Yet to see what afterpay does with their money app, but its likely to be the main rival locally baring revolut etc entering the market.
Its not available in Australia yet so thats a moot point. I've...
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