As I have said re: Afterpay many times in these threads - if they release a banking or financial wellness app they will have customer income data and be forced to limit the customers actual payment limits. You can't, in finance, have data and ignore it. As it is now, they get past ASIC regulation by never looking.
And that would be the end of them, I'm afraid. CBA's new option (literally afterpay with a CBA card accompanying it) has a credit check.
As I have said re: Afterpay many times in these threads - if...
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