you seem to be confusing money paid by salary that immediately is yours , compared to super contributions that effectively go into a trust until you retire forty or fifty years away. Contribution tax is set at 15 and 30% . A number of countries do not tax super as it goes in. It is a violation of the principles of taxation. It is far more fair and efficient to tax super at normal rates upon retirement ,...simple and no concessions. Sadly our politicians were far too greedy . You also seem to be unaware of the cap on super balances which upon retirement means that if you exceed the cap of $1.6 mm then the balance goes back into an accumulation account which again is taxed at 15%.
