Those who are still on Windows 10 have a deadline.
Decide to jump to Win 11 - with all its inherent privacy concerns (Recall is their newest spying system) or do you stay with Win 10 even when it goes End of Life?
For most people, a smart phone would do most of their browsing needs. Plug a keyboard in for the occassional long form email, and you are done.
However, for those who still need a PC, the Windows debate seems to be coming back. Ability to change for many over 55 is limited -they are old and learning new things is painful for them.
The dramas of teaching a senior friend how to use MyGov and MFA is a real pain.