Not everyone have, have iPhone; especially in Asian countries where ZIP is focusing in its growth now. Also Apple has its niche but ZIP is diversifying into various services. Maybe ZIP's revenue may not grow as fast as after Apple entering BNPL market but certainly it will thrive in BNPL market comfortably. This is my educated guess but not a financial advice.
More importantly, I would like to see short squeezed, what it looks like.
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