Wolfstrike IPO, page-6

I've not looked at this particular RTO, but FXL's long history tells me that the market is not small enough to ignore. There are a bunch of others in this space as well and a lot of Vendors provide finance too. That is competition for Wolfstrike, but it is also proof that there is plenty of market for them too. More and more businesses are looking to expense large tech purchases. That's part of the reason technology-as-a-service (think Tesserent et al) has taken off and is increasing all the time. The purchaser (renter) pays the same amount each month - 100% predictable and no big lump sum payments. So I would say there is actually a fair bit of market for them to address.