I agree with you partially, past yields don't guarantee future ones, and some blue-chip companies may face some issues, but...the yield is likely to be close to it.
Hard-cold cash paid directly to your bank account every 6-month is a tangible return, any growth asset is a hope that will keep growing forever till it doesn't.
Out of a couple of blokes who made money out of 'Growth' assets - stocks/real estate/crypto and brag online about it, there're thousands who quietly lost their life savings and are stuck in a 9-5 job.
For franking credits, depending on your personal situation, a low tax bracket (>30%) or retirement age (on SMSF) most will get 0% tax rate then it will be paid back to you hence improving your return.
A personalised tool to help users track selected stocks. Delivering real-time notifications on price updates, announcements, and performance stats on each to help make informed investment decisions.
(20min delay)