Yes I agree Hingdog. But what about those that have had a good paying job and threy have frittered away their earnings with the full intension of claiming a pension. I could have done that but decided to look after my own retirement years. Now the govt wants to screw me over. They want to take franking credits etc etc. When I enter age care they will screw me over again with entry fees and weekly fees. Jeez thats even though at age 72 I dont have my super in retirement mode. I still pay single mans taxes. So im not abusing the system in any way. I pay much more than I actually have to. But I do sleep well at night. Ive said this before and Ill sayt it again. In Australia the harder you work and save the more the Govt screws you over. The less your work and save the more the Govt throws money at you. Thats socialism! Its only going to get worse if the greens get their way. Which is why Ive paid out both my kids home loans and if I want something I buy it. BTW first sign of the ALP or Greens thinking to limit Super withdrawls Ill be withdrawing the lot, a seven figure sum. It will go directly to my kids accounts. Its bad enough that they take 32% if i die with $$$ in my super. Isnt stealing other peoples money great for socialist governments and welfare lovers.