worth a good look at, page-14

And this weekends AFR Page 26 agrees with you Goblin

Snippet from article follows ...

Companies that can benefit from hard economic times .. Thorn Group Limited

Montgomery Investment Management analysis shows TGA by their calculation trading at a 30 percent discount to it`s intrinsic value

"TGA has characterisitics that we like high returns on equity low requirement for plant and equipment investment and good investment yield" says Montgomery

Thorn`s emerging unsecured cash lending business Cashfirst and it`s receivables management business National Credit Management bought in March have growth potential