That was interesting Jocko and got me thinking about Wrkr and its push to become the go to linchpin in the super fund-member ecosystem. The CEO of IOOF recently made the point that the new laws associated with the Hayne Royal Commission had an unwanted consequence of driving up costs."Pay a large fee and get everything or pay nothing and get nothing" In this case IOOF was referring to Advice, but it is equally relevant to the back end plumbing for the movement of money and data between employee/employer/super fund. Wrkr provides a holistic solution for what appears to be a modest ticket clip. It will take time to establish the sticky pricing points for this service as it wasnt that long ago that the cost model for plumbing was essentially covered by the free float interest income.
While Wrkr is operating in a niche area this 'pay to play' data/compliance rich Plumbing System they have developed for the movement of monies could be of great value to other payment streams as per your example akt.