wrt vs money in the bank

highest interest is 6.5%
http://www.infochoice.com.au/banking/savings-account.aspx

wrt is offering between 5.9% - 6.7%

there is very little chance for capital gain other than via inflation

so 3-4%

maximum return 10%

lowest discount to bookvalue is 20% or $8.68
this portfolio is supposed to be fairly safe plus debt is supposed to be about 24%
I would say downside would have to be 10%

my estimate is downside - 10 cents or 4% and the upside is 28c or 10%
gee there is not much in it is there
2% (4% for inflation)in the bank vs a possible inflation protected asset and a return of 6%
2% vs 6%?
can you see anymore in it?