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    You do your own research there as to their competitiveness, if you are starting from a zero base, any secured lending is going to be gig growth.

    They aren't the cheapest in the unsecured space, despite discounting in the last two consecutive reported quarters.

    They are more competitive unsecured than they are in the secured space.

    Firstmac, MacLease, Latitude, Branded, Resimac* and Plenti all cheaper in secured space.

    I am heavily invested in Resimac as a disclaimer.
 
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