...yes but Keating provided the emphasis to make rates go to the moon... they're all d/h's
There should be minimums and maximums to interest rates and they should be set by the free markets. I suspect base rates should be 2% minimums and 10% maximums (then put risk factors onto those amounts). It is the central banks which cause the issues in the first place, instead of letting the economy function as it was intended... There will always be winners and losers and it is just a form of natural selection.
Interest rates need to be more fluid and a proper free market would ensure this happens on a more timely basis. Instead of penalising people, put a factor onto the banks for adding to these issues... I have a fix in my head but it is getting really late, so rambling lol...
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