get out of xrp asap bro what do you mean in 5 years? its current market cap is well over 100 billion dollars. this is over valued.. top of the cycle.. this is it, you need to take profits especially if you bought around 60c, because thats where it will head back too, alot will full reset.
XRP is just another altcoins and anything other then bitcoin is essentially a " memecoin "