talking about mass adoption..... did you see where all the XRP in circulation, some 54 billion tokens, are held in only 4.1 million wallets? So few people hold over half the available XRP. If mass adoption does happen there will be a scramble for the remaining 46 billion tokens. I'm also wondering if large amounts of XRP will be locked up in Mum and Dad wallets for decades not being used. And how many tokens would a large financial institution need on their books, 50 or 100 million or more? Or is mass adoption were everyone is using XRP but they don't have to own XRP to do so?
