Sorry, should have added - don't worry about "being a fool in...

Sorry, should have added - don't worry about "being a fool in front of your Accountant", that's what you are paying them for...to do the tax work and give you the answer.

This isn't really the place to get tax info, which is why sometimes "It is better to say nothing and be thought a fool, than open one's mouth and remove all doubt". See below.

Victorinc, I think the PAYG is only payable on the ratio of pension payable from Concessional Components.

Also, my understanding is that an Actuarial Cert is only required if there is a Pension and Accumulation Account operating at the same time for a fund member. Otherwise, it is often based on the earnings to the date i.e. 'interim' financials may be done to establish income earned and balance converted to pension.

I am not an Accountant though and you are not paying me, so don't rely on what I say! Cheers.