yes or no, page-28

Thanks 618,

I looked into the brokerage bit with Comsec overseas trading, it is 0.75%, but their holding acct only pays about one %.

ML charges 1.5 % brokerage, althought they are opened to a bit of negotiation, however, holding funds pay about 3-4 %.

The reason why they charge 1.5% (so they claim) is because they give advice; however when I ask them about HDR, they clamped up and said they can't access their data base because it's locked due to the t/o situation.