The reason why they charge 1.5% (so they claim) is because they give advice; however when I ask them about HDR, they clamped up and said they can't access their data base because it's locked due to the t/o situation.
LOL... They are all the same on that they only one key objective in life - take everyone for a ride. Anyway, good luck and all the best with your decisions, whatever you decide to do.
CHeers,
618
HDR
hardman resources limited
