In the harvey norman brochure...No Deposit, no interest, no...

In the harvey norman brochure...No Deposit, no interest, no repaymengts for 12 months...on items over $300..
So lets assume you bought a vacuum cleaner for $310...

What do you pay at the end of 12 months?

Fine print...
Establishment fee $25
Monthly fee $4.95 so x 12
Total fees and establishment is $84.40...so a flat rate of interest...sorry its no interest...a flat rate of fees etc equivelant to just over 27% interest....

And they get away with that...