You clearly know nothing about crypto. What you're saying is like saying in 1997 "the internet is going to implode. It has no future"
(Many coins will crash and die, but the best will make generational wealth for hodlers)
Z1P is making the right move in looking at crypto as BNPL will need to evolve very quickly or it will be redundant pretty soon.
Look into DeFi and you'll see why.
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