....the other that i experienced is although and if ZIP is not a signed-up with a merchant it does not matter..........so what i did was opened my ZIP App did a search on the merchant ie 'fabness' and although its partnership is afterpay prefered.......my ZIP App search merchant found the Merchant and i was entitled to the SAME offers that fabness was offering and PAY VIA ZIP...!!!....this is stealth taking business from afterpay and/or other BNPL relationships......
.......ZIP has/is introducing far wider diversity options capturing greater demographics and in the long run will be the leader of all other options in this Fintech space......
Z1P: StefanF vs the people, page-49
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