Z1P: StefanF vs the people, page-85

I answered your margin question
i suggested you go and look at both visa and PayPal who work off low margins of about 3 percent yet are about to obtain 50 percent profit on total income
if zip tap and zip is being used for things like everyday spending those consumers will up their periodic payments to Zip to cover, so affectively I am as others are just using their zip account for their everyday everything with their bank savings account transferring money to zip on a weekly, fortnightly, monthly or extra one off payments
just because you make low margins doesn’t mean you cannot be profitable. If you have a scalable business one to many that’s digital and app based you’ve got some good foundational pieces there to be profitable pretty quickly.
tap and zip is a new revenue stream to Bnpl. Once you wrap your head around that and that it is capturing wallet share of additional spending your argument falls flat