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Z1P - The Rise To $15.00, page-1039

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    lightbulb Created with Sketch. 1391
    I haven't checked, but you'd think a chunk of that revenue is late fees? Late fees are obviously not a "margin" revenue so it's not directly relatable to the conversation about 4% vs 0.7% margins.

    Happy to be corrected if that's not right.
 
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