They said the same thing about the taxi industry when Uber came about. ie no room because there was already established players that had been around since the dawn of time - look what happened there.
Also zip is a big player in the open banking world - which you might thing is a new fandangle thing that won't go anywhere - except the government has made it MANDATORY for all banks to have implemented by the 1st of November - and something Zip has already been implementing via various APIs and applications that they have created and own with some of the big banks.
disruption is Zips games - and they started by disrupted credit cards and that has already shaken the banks. Next play is open banking and the Gov is enforcing this on banks. The next step is regulation and Larry has been mentioned a ton of times regarding having an open standard implemented with this. Zip is changing the landscape of banking "one brick at a time".
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