Credit checks mean nothing.
They have to do something with the data
Additionally their customer base probably all have some marks on their file already.
additionally responsible lending is more focused on income and expenses. Something they don’t do. If you only did a credit check you would fail the RL guidelines
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1 | 10000 | 1.275 |
9 | 112519 | 1.270 |
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4 | 126000 | 1.260 |
Price($) | Vol. | No. |
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