zip isn't bigger than Afterpay but it's better for merchants and...

zip isn't bigger than Afterpay but it's better for merchants and customers

It's generating 66 percent more revenue per TTV dollar it brings in than Afterpay

Are you going to dispute those numbers?
Are you going to dispute Afterpays losses more than doubled last FY to 99 million (0.9% of.receivables)
Are you going to dispute Afterpays Glassdoor ratings are bloody terrible;
Bullying harrassment and fake reviews written by management
Are you going to dispute Nick had to urgently fly to the US to resuccitate a dead duck? That I meant their US business which hasn't been going that well.in comparison to quadpay seeing the head start they have had and the amount of capital they have

Let's look at who is going to be profitable first? Afterpay only make 4.5 percent of TTV vs zips 7.5
Diversified business? Not Afterpay yes to Zip.

The mass early adopters of any new tech want more features and products. Being a one trick pony will only work so long for Afterpay they will eventually.need to bring out more products to sign up those early adopter masses. And what product will.they bring out? Ahhh news flash it will.be a buy anything anywhere feature, years behind Zip
Regulatory pressures? Afterpay has the most to loose with any cap on fees to merchants.
ive never heard of regulation to limit account keeping fees so zip is very smart indeed deriskungfuture revenues through their charge customer and lower merchant fee model.

The only thing that doesn't line up are the share prices. Afterpays shareprice is out of kilter with everything. With the number one and 2 players, Klarna and Affirm.ets see what the half yearly says for zip and Afterpay.
Will be pleasantly.surprised.


zips.market cap.shoupd be min 10 billion. It's not so we wait. But if Zip keeps jumping in growth like it is analysts will start following and reporting, and they will flag the discrepancy as a buying opportunity, these analysts will them start grilling into Afterpaysetrics and raise big questions of it being grossly over rated and over priced.
And then the music stops for Afterpay.