I've never traded any BNPL shares so haven't sold out early and...

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Greynomad73

306 Posts.

215

16/09/20

17:42

Post #: 47394969
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Originally posted by No1hasacluehere: ↑

Greynomad

based on what you've written you think all bnpl stocks are overpriced
and that apt should what?based on profits be around 8 dollars a share and zip 3.
sounds like maybe you sold out early on bnpl a d dirty about it like so many on here. Or you just missed out completely and cannot understand why the share price is what it is.
paypal have been around for ages. Before bnpl was around. They had all the capital all the smarts all the channel in place to make it happen. But they didn't. Klarna, AfterPay and zip with others have. Ask yourself why that is?
ask yourself why the banks also completely missed the boat? Because they were focused on selling credit cards and loans etc, credits card which since 2012 have been in decline.
apt and zip are more than just a payment offering. People go onto their website and shop from their website! Who goes to the PayPal or Commonwealth bank website and buys a new kettle, or pays their electricity bills, buys new tyres for their car or pays for a vet bill? They don't. But apt and zip do, and this trend is just growing exponentially. I believe ecommerce is currently a 15 trillion a year business in terms of how much is sold.
apt and zip are barely scratching the surface. And that's evident by the uptake in app downloads and that transaction and customers are still growing by about 100 percent or more YoY.
As companies scale bigger growth usually slows. But salesforce still grows by 30 percent a year. So not always
and you need to look at buying trends. People are moving away from credit cards. More shopping is being done online in a very significant way. And you can have people that have both an AfterPay and a zip account. I would even hazard there is a cumulative positive correlation that one person uses bnpl, loves it, then goes f* these credit cards I'm going to get another bnpl app.
im putting you Greynomad with the UBS valuers. In the bin.

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I've never traded any BNPL shares so haven't sold out early and am not 'dirty' on those who still hold them. They have made a lot of money for a lot of shareholders. I won't go into the reasons why I don't trade them but good luck to those who have. Happy to be in your "bin" if you can't consider an alternative view.

Z1P Price at posting: $6.44 Sentiment: None Disclosure: Not Held
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0 Great analysis

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