re: zen / orm chapter 2 Being one of these young middle class...

re: zen / orm chapter 2 Being one of these young middle class types, i've been rather concerned about the state of things both as they are and what's to come since i can remember being aware of a need for financially planning for my future. You paint a grim picture. I'm having a hard time trying to continually adjust to what is now, let alone having to learn lessons on top of this from events prior to my birth.
Fortunately there is the dichotomy of one the one hand youthful ignorance and the other hand the time ahead to correct those mistakes made through youthful ignorance. For example, your 80/20 rule, if i was only 20% in, then i'd not be getting very far as 20% of my youthful saving is paltry. I'm going with the 20/80 rule and hopefully i have the time to rescind any errors.
If i don't need to, then it's my shout on SS compass.

By the way, i love the YEE achronym. Looking forward to the next instalments