well Kirby you probably will have heard of IOU after this...

well Kirby you probably will have heard of IOU after this week.
Their shares were up over 50 percent in a day. More than Afterpays last month.

I don't think IOU will ever be an Afterpay as they are late to the game and only one region so far and only doing 2 million revenue a quarter currently. Afterpay is on track to do 1 billion revenue this year and zip is hot on their heels likely to do 400-450 million revenue this FY.

PayPal is the interesting one. They release their pay in 4 in Nov last year and the first quarter it's grown as fast in one quarter in the us that took five quarters for Afterpay. So in about 18 months at that rate PayPal bnpl offering in the US will be big.
Aimo
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