Zip is the top 3 to sell today., page-152

When you change your gears suddenly all calculations fail. Afterpay reports everytime that ten percent of its customers spend more than 50 times, I think that they are not individuals, a majority of them must be small business including tradies. With the launch of zip trade in 22 Dec they just stopped the zip biz $25,000 old product, seems that they have realised a very good result in the beta stage, now if they have to launch in the US where is the money. ZipBiz BNPL will turn out to be the most profitable business because merchants are already there in the network only thing required is the app and the promotion. Imagine a bottle shop buying from the supplier using zip credit, interest free. If they can convert it into cash in the next 60 days there will be no cost of finance.