Interesting .. if I am interpreting you correctly you seem to tying the introduction of a universal basic living wage to the use of BNPL services? If that's what you meant, then isn't that the basic problem facing BNPL providers - that is, the customers who can barely afford things would use the service to 'get now, try and pay later' which easily translates to bad debts. If that end of the market is where you think the growth in the industry is coming from then it truly is a road to nowhere I would think
Interesting .. if I am interpreting you correctly you seem to...
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