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That's right. And Z1P's future in-store 'pay everywhere'...

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    That's right. And Z1P's future in-store 'pay everywhere' function will be VISA, and the Sezzle Anywhere feature is with Mastercard.

    There will be an overall cost-benefit to adopting these features. Afterpay may end up just using their current market position to continue signing up stores and going down that route for now.

    Interestingly, Klarna also have the pay anywhere feature, after working on it with Marqeta. So I would think there will be some pressure on Afterpay down the road to tweak their business model to fit this in.
 
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