ZIP 2.70% $2.16 zip co limited..

Not to mention that APT have a less stringent credit criteria...

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    Not to mention that APT have a less stringent credit criteria (90%) compared to Z1P (60%) - meaning Z1P is more selective with the type of individuals and their debt. It's just a matter of time before the tide turns and the 30% default and come looking for finance at Z1P it'll go in cycles.
 
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