ZIP 2.09% $2.93 zip co limited..

Zip vs Klarna vs Afterpay, page-43

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    Hold for a year and only 50% is accessible the other 50% is tax free. Also you could open up a margin loan put these bad boys in the loan commsecs lvr on Z1p is 40%. You could draw down and buy dividend stocks. Claim the interest expense on the margin loan in your tax receive divs from the other shares and claim franking credits. .
 
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