ZIpmoney vs Afterpay, page-7

These are not my words but have been lifted from a report a friend sent to me a few months back.


AFY is 2.7x the valuation but:
· Generates 3x less revenue,
· Has a 5x smaller loan book,
· 6-fold poorer bad debts and
· No proprietary decision engine
· No AFSL and doesn’t actually lend money.

For what its worth.

Too many people in this space think they are similar products, they are certainly not in my opinion.



Yarra