yup, it should be painfully obvious to anybody with half a brain cell that visa could easily launch their own BNPL scheme and immediately deploy it across their existing customer base of 3.3 billion issued cards. That would immediately destroy most other BNPL firms, including APT.
Replicating ISX’s ever growing ecosystem would be much much harder, however.
pretty basic stuff tbh.
Ann: Media Release, page-414
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