Yea@UniversalTrader just like Bankruptcy and Insolvency - It happens slowly then all at once!!
“How did you go bankrupt?"Two ways. Gradually, then suddenly.”― Ernest Hemingway, The Sun Also Rises.
At the end of day - Debt needs to be paid back. You can Pretend and Extend all you want.
Profit and Loss is an important concept you need to learn from Austrian Economics maybe @6151 can help you out
