Timer,
You may want to educate yourself on broader world affairs, otherwise your self promoted status as a banking guru might start taking a hit.
Here is a simple equation for even a banker like you might understand
Forecast of Scotland's oil is £4 Trillion / 5 million people =?
But here is a broader view of why they will do well..
http://www.independent.co.uk/voices...ome-the-richest-country-on-earth-9096120.html