Buy, sell or hold?, page-39

no

from bpay site

'
BPAY payments are acknowledged by business or biller and your financial institution on the day the payment is made, as long as it is a Banking Business Day^ and the payment is made before the cut-off time set by your financial institution (usually the end of the financial institution’s business day) — contact your financial institution if you need to know more.
If you miss the cut-off time, your payment will be acknowledged by the business or biller and your financial institution on the next Banking Business Day (not including weekends or public holidays).'

eg i subscribed for some DDR shares the other day, paid it about 3:00 pm, 2 hours before deadline, and got me shares.

have a great day. loving the price drop.