I’m in the same boat. Wouldn’t be able to or want to retire as such but the dream is to have a passive income and have a drastic career change - probably putting my business degrees to good use managing my own investments and creating new ventures, covering my living expenses with dividends and reinvesting the rest. It’s funny how close but so far away I am from it. I have about 1 year less than you but I decided when I was 20 that this was my goal before 30. If it doesn’t work out before then that’s fine, but I really hope it does
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