Thanks, I'm not living in Malaysia but I do research by myself....

Thanks, I'm not living in Malaysia but I do research by myself. I went to their website and apps. I'm very disappointed about those. Have anyone tried to do that? Before criticizing my comments. I didn't say they can make the app better than zip or apt, I just say make it better like zip/apt.
Not many people downloaded the app, it's very simple and not linked to merchant website. Their website have the same issue.
They said they partner with Easystores and some merchants, have anyone found out on their website to access to merchants to buy?
I said IOU can't overcome IPAY88 for 2 to 5 years. IPAY88 handles over 100 millions transactions per year, IOU is around 40millions per year. You can do the math yourself for how long IOU can match up IPAY88. I hope they can be partner, it's better for both.
To: Timetoinvest2000/Verplak85, I know you expect much on IOU, me too. but you can't delude the truth. Misleading can harm many new investors.