Agreed. There is a reason why many good contributors left this...

Agreed.

There is a reason why many good contributors left this forum and that is because those that bought in for a quick buck didn't take the time to think about the logistics of rolling out a BNPL from scratch. Fast forward March to June and the SP has pulled back from being over hyped (as to be expected).

Make no mistake this is a new division with a head start utilising contacts and networks already est. in SEA. Having experience building apps and designing web based integration you are dreaming to think this happens in 2-3 months. In most cases its 1-2 years for efficiency across all chain links. The UXP is what counts and I hope they do take their time to get it right.

I have no issues reading what I am reading here on HC in 2023 if the SP has not moved, but I think if it isn't positive focus your energy elsewhere for 12 months.