Hi PeeRod, thanks for the reply. I'm was just suggest stepping...

Hi PeeRod, thanks for the reply. I'm was just suggest stepping back and take a wider view. I'm no marketing guru but I would think a Marketing campaign to attract merchants would be vastly different to consumers.

I would assume merchants recruiting would be direct to business owners through email and buisnees improving websites etc. Where the merchant can consider package's detailing the incentives and benefits of utilising myIOU services. Opposed to consumers marketing that will be much more public, like signboards, graphics on buses and click bait ads on Web pages etc.

It's only my opinion as someone that is still very optimistic of the direction of the company. But as always DYOR.

Thanks again