As many would know here, you get these kinds of emails all the...

As many would know here, you get these kinds of emails all the time from payment providers and they are mostly ignored. There needs to be some hustle to go with it from the IOU team. How many Easystore merchants replied to that initial email, and who knows w t f happened with Ipay88.

That being said, with all the increased competition and growing market awareness of BNPL, a few more emails in the next few months may steadily increase the response rate.

I'm hoping that Malaysia follows the exponential and compounding BNPL growth we've seen in so many other countries. It was a relief when they finally launched and they do seem to be getting some downloads. In saying that, can this management team execute in any meaningful way, which is really what it's all about. That first interview with the CEO was shocking and it's been downhill ever since.