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Cross Sell between each other's customer base. Ultimately being...

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    Cross Sell between each other's customer base. Ultimately being able to now offer short term and long term options. Expected to strategically work together, including process improvements, but keep operations seperate.

    The reason for lower than expected customer base is that they only manage transactions for employees with long term employment and good credit on behalf of RHB and Affin bank who provide funding for the transactions and accept the credit risk.
 
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