Really echoes the remarks from himalayan yesterday about the lack of aggressiveness to push the company. We've recently seen some larger merchants onboarded however the merchant referral agreements with iPay88 and Razer have not yielded much yet. There were some integration delays which have held this up and the service has only been available for 6 or so months.
In terms of risk of competition this will always be apparent. I would say though that customers don't care where they get their credit, loan, financing from as long as they get it particularly if they really want to buy something. There's new BNPL services being offered all the time and they all still manage to get a slice of the pie. BNPL only makes a small percentage of global retail sales so there's still plenty of time and room for growth.
myIOU offers more flexible tenures compared to other platforms listed here. (2, 3 or 6 months)
However, it appears to support a limited number of merchants – and those that it does support also seem to be lesser-known brands. But on the upside, it has a few merchants for those looking for B2B services
Really echoes the remarks from himalayan yesterday about the...
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