One more thing I'll add, I suspect that today's reported GPTV figure is inclusive of inflows to EMA accounts, as todays figure is reported as 'Paydentity Ecosystem GPTV'.
I'm seeking some confirmation on this.
Either way it is a positive in that it is indicative of EMA uptake and supportive of a whole of ecosystem use by merchants.
Ann: Annualised Paydentity GPTV Exceeds A$1.9bn in Sept 2019, page-146
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